I do not know where to start? The moment I notified this company of an accident I was told it was my fault as I was emerging from a side road, even though the vehicle that hit me did so on the wrong s... See more
Sent an urgent message and received an auto reply to say they’d get back to me within 24 hours.
This didn’t happen and I received a reply in very broken English four days later that didn’t address m... See more
I put in 0 years no claims without realising insurance companies only take 5 years off.
I put in an additional 3 years no claims and the premium went up £212.
Anyway that was last week and still to get refund. Charge back coming tomorrow, scabby company. Eob 28/8/25, I'll initiate chargeback as you've had now a week
I done an on line quote, the car i wanted to buy was approx £40 more to insure that my current car for the year but moja charged me almost £200 to change mid policy. What a rip off!
Very poor and not inspiring me with confidence so far. A couple of days after policy start date they accepted my NCD then a couple of days after they don’t. One person tells me one thing then someone else says something different.
Won’t be renewing in a years time for sure
Based on analysis of 15 reviews rated 1-2 stars for Moja Insurance
Customer service7 mentions
“Sent an urgent message and received an auto reply to say they’d get back to me within 24 hours”
Response time4 mentions
“In addition to this I’ve emailed three times now to no response and a promise to get back to me in 24 hours”
Cancellation3 mentions
“Sent an urgent message and received an auto reply to say they’d get back to me within 24 hours”
Charges3 mentions
“Non existent customer service , asked them to not auto renew , they ignored the system and went ahead to auto renew a...”
Account issues2 mentions
“Sent an email on 1st September regarding not being able to locate policy or log into the online account, no replies 4...”
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Moja Insurance is a digital insurance provider based in the UK, specializing in online-only car insurance solutions. The company aims to simplify the insurance process by offering comprehensive coverage without the typical complexities associated with traditional insurance providers. Moja Insurance caters to customers seeking affordable and straightforward car insurance options, allowing them to manage their policies entirely online.
With a focus on customer convenience, Moja Insurance provides a range of services including a 24/7 emergency claims line, a courtesy car during claims, and a unique uninsured driver promise. The company also offers optional extras that enable customers to tailor their policies to fit their individual needs, such as protecting their no claims discount. By leveraging a digital platform, Moja Insurance seeks to enhance the user experience while ensuring competitive pricing and transparent service.
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Review summary
Moja Insurance receives a mix of feedback from customers, with a notable portion praising its easy application process and competitive pricing. Many reviewers highlight the straightforward nature of obtaining car insurance, with some mentioning excellent customer service and quick responses. However, significant complaints arise regarding customer support and policy management. Several individuals express frustration over unresponsive service, particularly when attempting to address urgent issues or cancel auto-renewals. Issues with the website processing requests further exacerbate these concerns, leading to dissatisfaction among some users. Despite the positive experiences shared, the recurring theme of inadequate customer service casts a shadow over the overall sentiment.
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