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HomeShopping & FashionHMCA Reviews

HMCA

4.55 out of 5 stars
4.55 out of 5 stars
4.5
|Excellent|60 reviews

TrustScore

4.5
4.55 out of 5 stars
Excellent
5 out of 5 stars
49
4 out of 5 stars
4
3 out of 5 stars
1
2 out of 5 stars
3
1 out of 5 stars
3
60 reviews in total

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Featured Reviews

4/4 slots
Premium pins are permanent until displaced by newer pinsLearn more
POPULAR
Stephen Elliott
Stephen Elliott
1 out of 5 stars
1/5

Your form is impossible to complete due…

Your form is impossible to complete due to having to dab on a calendar to submit your date of birth ! Being born in 1952...Read more

🔥 High engagement
POPULAR
Helen W
Helen W
2 out of 5 stars
2/5

Cost an elderly man money & delayed treatment

I really DO NOT recommend this company based on my recent personal experience. I should add the disclaimer that my poor ...Read more

🔥 High engagement
POPULAR
Harry Katz
Harry Katz
5 out of 5 stars
5/5

Faultless

Following my review of last August (2024) when I had joined them. This month (June 2025) I unfortunately had to claim. ...Read more

🔥 High engagement
POPULAR
customer
customer
5 out of 5 stars
5/5

A professional and helpful service thus…

A professional and helpful service thus far.l have yet to make a claim so cannot comment on that aspect of the service.

🔥 High engagement

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J B
J B
1 reviews
over 2 years ago
5 out of 5 stars

Good customer service

Before taking out insurance I rang as there were a couple of points I wanted to discuss. The lady I spoke to was polite and helpful and answered the questions I raised.

Helpful?
Iain
Iain
1 reviews
over 2 years ago
4 out of 5 stars

All together most helpful.

All together most helpful.

Helpful?
kuldip
kuldip
1 reviews
over 2 years ago
5 out of 5 stars

Great Team at HMCA branch we dealt…

Great Team at HMCA branch we dealt with. Fast, frendly and efficient service.

Helpful?
James
James
1 reviews
over 2 years ago
5 out of 5 stars

Most Helpful

Elaine Webster’s patience, support and good humour in helping me decide the health insurance company and plan that was right for me was admirable - no hard sell here, just information and advice gently given. Her knowledge and delivery gave confidence in HMCA should I ever have to make a claim.

Helpful?
Patcie
Patcie
1 reviews
over 2 years ago
5 out of 5 stars

The person I spoke to was most helpful…

The person I spoke to was most helpful and gave me the information I needed. I am most grateful to him.

Helpful?
Ian
Ian
1 reviews
over 2 years ago
5 out of 5 stars

Excellent service whilst joining

Excellent service whilst joining. Fortunately, we have not needed to claim but if the reception and help on our joining is anything to go by claims are not going to be a problem.

Helpful?
Dana Morgan
Dana Morgan
1 reviews
over 2 years ago
5 out of 5 stars

I have honestly had the most positive experience

I have honestly had the most positive experience signing up with HMCA. In my opinion they clearly care who they employ to answer their phones and take potential customers through the stages of signing up to their services. Real people answer their phones, no pressing endless choices and being passed around from one department to another.. that was refreshing. I was dealt with by an extremely helpful lovely lady, so polite and knowledgeable as to what they would be able to cover me for or not. They even supplied me with a letter to my previous health provider to terminate my account with them. It was an effortless change over and has saved me a small fortune every month. I haven’t needed to use this health insurance as yet and hope that I won’t of course. But I feel safe guarded should I need to. My friend who recommended me to them has indeed used her health cover with this company and said they have been fantastic for her. So I would absolutely recommend HMCA to anyone looking for a new health insurance provider.

Helpful?

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Chris MacDonald
Chris MacDonald
1 reviews
over 2 years ago
5 out of 5 stars

Superb response in terms of timing and…

Superb response in terms of timing and clear instruction as to what next steps were

Helpful?
Christopher Cork
Christopher Cork
1 reviews
over 2 years ago
5 out of 5 stars

My experience with HMCA…

My experience was great the customer service team were very much on point. There was no hard sell and they have lots of knowledge of how your package works and what may be best for you.

Helpful?
Eric Mitchell
Eric Mitchell
1 reviews
over 2 years ago
5 out of 5 stars

Friendly and Professional Staff

The staff were so friendly and helpful. All the details and options were fully explained so I could make a properly informed decision on which policy was right for me. It could not have been easier. The premiums were also the best I could find from any medical cover supplier.

Helpful?
Steve Smith
Steve Smith
1 reviews
over 2 years ago
5 out of 5 stars

Staff were very professional

Staff were very professional and I was happy to proceed with the premiums quoted

Helpful?
Steve
Steve
1 reviews
over 2 years ago
5 out of 5 stars

Easy to navigate and good customer…

Easy to navigate and good customer service

Helpful?
Clive
Clive
1 reviews
over 2 years ago
5 out of 5 stars

Very helpful fast answer to query all…

Very helpful fast answer to query all good so far

Helpful?
Phil Lakeland
Phil Lakeland
1 reviews
over 2 years ago
5 out of 5 stars

Dental Treatment Claim.

Simple, prompt claims procedure for NHS dental treatment.

Helpful?
Adrian J S Smith
Adrian J S Smith
1 reviews
over 2 years ago
5 out of 5 stars

Easy to join up

Excellent supply of information - very easy to join up.

Helpful?
Peter French
Peter French
1 reviews
over 2 years ago
5 out of 5 stars

Great customer service

The customer service was very good and they advised me what was the best policy for me and the price wasn't to expensive it is the cheapest I've been offered because other companies have very expensive abd not value for money, ans I do recommend the H.M.C,A foe any thinking about insurance to cover medical bills/insurance fantastic company when it's comes to policies

Helpful?
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Category

Shopping & Fashion

Review summary

Reviewers consistently report positive experiences with HMCA. Customers often highlight service, hmca, helpful, good. A minority mention drawbacks around hmca, having, father, years. Overall sentiment is strongly positive with an average rating of 4.5 stars across 60 reviews.

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Based on reviews, created with AI