I couldn't be more happy
I couldn't be more happy. It was a hassle-free and ez transaction. Thanks

Credit Key is a leading provider of B2B financing solutions that offers businesses flexible payment options at the point of purchase. The company enables merchants to enhance their sales processes by providing their customers with instant access to business credit, allowing them to buy now and pay over time. Credit Key's offerings include Net Terms and installment payment plans, which can extend up to 12 months, catering to a diverse range of customer segments from small businesses to larger enterprises. By integrating the Credit Key Card, available in both virtual and physical forms, businesses can streamline their purchasing experience. This innovative payment solution not only helps increase conversions and average order values but also supports cash flow management for merchants. Credit Key is trusted by numerous leading brands across various industries, making it a valuable partner for businesses looking to boost revenue and enhance customer satisfaction through increased purchasing power.
Reviewers consistently report positive experiences with Credit Key. Customers often highlight credit, credit key, easy, great.
A minority mention drawbacks around credit, time, business, credit key. Overall sentiment is strongly positive with an average rating of 4.1 stars across 60 reviews.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.1 | 60 | 100% | +0.2 | ● Low |
Monthly average rating from reviews written by people · latest review Aug 2025.
| Month | Average | Reviews |
|---|---|---|
| Sep 24 | 5.0 | 2 |
| Oct 24 | 5.0 | 3 |
| Nov 24 | 5.0 | 2 |
| Dec 24 | 3.0 | 4 |
| Jan 25 | 3.0 | 2 |
| Feb 25 | 4.0 | 2 |
| Mar 25 | 4.0 | 4 |
| Apr 25 | 1.7 | 3 |
| May 25 | 3.0 | 2 |
| Jun 25 | — | 0 |
| Jul 25 | 2.3 | 3 |
| Aug 25 | 4.5 | 2 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Easy Payments for my budget”
“We were never late on a payment, actually paid off 4months early”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Credit.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.1 out of 5 (good) | 100 out of 100 | 4.3 out of 5 (good) | −24% | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 |
Bottom line: Credit Key is #5 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 4.3).
60 reviews of Credit Key. Filter by what matters to you.
Over a year ago
I couldn't be more happy. It was a hassle-free and ez transaction. Thanks
Over a year ago
"We worked with Credit Key and unfortunately, we are extremely disappointed. The promises they made during the onboarding process were not fulfilled. The credit approval process was unnecessarily dela... See more
Over a year ago
Extremely disappointed with this lender. They approved me for financing to purchase equipment, only to suddenly pull back the approval at the last minute. Their reversal completely stalled my purchase... See more
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
I couldn't be more happy. It was a hassle-free and ez transaction. Thanks
Very professional and fast.
"We worked with Credit Key and unfortunately, we are extremely disappointed. The promises they made during the onboarding process were not fulfilled. The credit approval process was unnecessarily delayed, and communication with their team was poor. Every time we reached out, we had to wait too long for a response, and decisions on issues were not made in a timely manner. Our experience with Credit Key was frustrating, and it added stress rather than value to our business. We would not recommend using their services if you're looking for a reliable business partner."
Extremely disappointed with this lender. They approved me for financing to purchase equipment, only to suddenly pull back the approval at the last minute. Their reversal completely stalled my purchase, wasted valuable time, and disrupted my business plans. The lack of transparency and accountability is unacceptable. If you’re relying on timely and dependable financing, do yourself a favor and avoid this lender. Too many red tapes. I agree with another review, this may be a scam. They request for all your financial documents after already being approved and then reverse the approval. Watch out for this company!
The quickest and easiest credit approval I have EVER experienced.
After nearly a year of 100% on time and early payoffs, credit was declined completely.Like others here, credit decreased drastically without warning. Personal and business credit scores remained the same or improved over that time
THANK YOU verey mysh
Decreased my credit limit by 60 %
Terrible service.
Like others here, we had our credit slashed by 75%. We used credit key for three different loans over the last three years. We just paid off the last one two weeks ago. We were never late on a payment, actually paid off 4months early. Owners fico is very good and business credit is exceptional.
Great Customer Service !!! Easy Payments for my budget !!!!!!!!
You want to make me pay for something I never received. They never shipped the computer and I finally cancelled it.
I was extremely pleased how well the process Went with credit key .plan on being a life long relationship
Loved the streamlined application process. Easy to use, no hidden fees and only took minutes to apply.
Start of season, wanting to maintain cash flow, used credit key to maximize. Very very easy to to obtain and FLEXIBLE!! Will definitely utilize again. Thanks Credit Key!
Making purchases with Credit Key has been very simple. Attempting to reconcile the account has NOT been simple, however. There are no monthly statements sent. There is no single download that an account user can run to see purchases, payments, and interest charges in one document. We requested this information and days later have not yet received it. So, there is important room for improvement that we're hopeful to see made.
Horrible customer service, no phone number, take a day to get back to you. Dinged my credit and wasted my time.
CreditKey has been easy and efficient to work with. Particularly with vendors who are vetted and in their systems already, the ease of getting invoices paid expeditiously is really nice. CK customer service is always there to help, in addition to a lot of online resources. My whiole experience to date has been a very positive one!
What everyone else said.
We were loyal customers. Spent thousands and always paid on time. We made final payment and they shut us down for no reason or warning. Not a good way to treat loyal customers.
Credit Key is a leading provider of B2B financing solutions that offers businesses flexible payment options at the point of purchase. The company enables merchants to enhance their sales processes by providing their customers with instant access to business credit, allowing them to buy now and pay over time. Credit Key's offerings include Net Terms and installment payment plans, which can extend up to 12 months, catering to a diverse range of customer segments from small businesses to larger enterprises. By integrating the Credit Key Card, available in both virtual and physical forms, businesses can streamline their purchasing experience. This innovative payment solution not only helps increase conversions and average order values but also supports cash flow management for merchants. Credit Key is trusted by numerous leading brands across various industries, making it a valuable partner for businesses looking to boost revenue and enhance customer satisfaction through increased purchasing power.
This profile hasn't been claimed by the business owner.