Review summary

Disability Insurance Attorneys Dell & Schaefer is exceptionally well-rated by customers. Customers particularly appreciate professional and service.

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Daniel is exceptional

Daniel is exceptional. He is motivated, always responds quickly, and very detailed. Suhey is the ultimate 'Robin'. She will contact you through the phone and email. They are the best in South Florida

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RT
This is an honest review from a former…

This is an honest review from a former client of Dell Disability. I hired them to represent me in a STD appeal and to handle the LTD claim once the policy kicked in. Reliance Standard had provided me with a claim file that had my name at the top but the letter was for someone who worked for a different employer and had all of their claim information in the letter. I had not been able to get a copy of the policies and the claim file was just a bunch of compressed and cut off pages. I had no idea what a claim file was supposed to look like but Dell Disability does. Dell represented me for 240 days. If I did not remove them as counsel on 4/28/23 Reliance Standard would have denied the claim when they got the peer review back. I would have never known that Dell never started the LTD claim and when the STD claim was denied I would have had no recourse. I would have never known that Reliance Standard only saved 3 pages of medical out of 351 pages to their administrative record. They appeal that I was sent by Dell Disability wasn’t the appeal that Reliance Standard. At the point I removed Dell i was owed 16 weeks of STD and the other 28 weeks would have been under the LTD policy. That is like Dell going to work for 43 weeks and only trying to get paid for 16. I think sometimes it’s more important for the employer to get rid of the claim all together and that was attempted with my claim. They waited to even start the appeal until after the policy with my employer was terminated. I found enough proof (it took me 707 days) but I was paid for all 707 days and put back on claim for LTD benefits. My advice: read your contract before you sign it. The contract doesn’t say a single thing Dell will do for you. Only what you are paying them and that all contact will go through Dell. You can’t request to see what Reliance has saved to it’s files yourself. That is intentional. Those records won’t be the same. Dell Disability is just setting the expectations in their videos of exactly what they are going to do.

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Dell & Schaefer disability attorneys

The service I have received from Dell & Schaefer has been paramount in my experience! Specifically with attorney Stephen Jessup and Paralegal, Danielle Lauria. They have consistently demonstrated their commitment to client focus by effectively listening to me, the client. They progress to meticulously document all details of your case and correlate to your medical records in establishing a solid basis for the claim. As a result, they successfully appealed my LTD insurance claim denial, and I was approved within weeks. Now, after several years of being a client, they continue to remain in touch with me to check on my condition and progress. This is very refreshing in a day and age where the element of genuine care and trust seems so elusive. The attorneys and staff at Dell & Schaefer have my highest recommendation.

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I have been paying for 37 years for a…

I have been paying for 37 years for a five-year disability insurance plan. After 2 1/2 years Hartford decided to stop paying for my disability. I was left no choice but to hire an attorney because of Hartford‘s greed. Dell and Schaeffer fought for me and won. My benefits have been reinstated thanks to their efforts. They have a great team that fought for me against a tyrant insurance company… Thank you guys I really appreciate it!

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JP

D&S review

After a very long and frustrating ordeal to keep my LTD payments coming I decided to seek assistance from and attorney. After much research and asking those in the legal profession Dell and Schaefer seemed to be the top choice. I reached out and Alex Palamara was the attorney assigned to my case. All I can say is the experience was outstanding Both Alex and his Paralegal, Danielle Lauria were excellent to work with. They were very kind, concerned, understanding of my frustrations and treated me with the utmost respect. Communication was excellent with regular updates and telling me what I could expect in each stage of the process. Alex was also very straight forward with what to expect and no pie in the sky promises or expectations were made. In the end we won our case and I believe it was solely due to their experience and knowledge of not only the laws but the insurance companies as a whole. I would highly recommend them and am very grateful for the help they afforded to me . Why would you recommend Attorneys Dell & Schaefer?: I would recommend Dell and Schaefer especially Alex Palamara whom I worked with because of integrity, knowledge and understanding what their client has been/going through. The service provided was outstanding and ethical. Regardless of how many cases they are handling when you're talking with them they make you feel if yours is the only one and most important. Bottom line they are very great attorneys. What could we do to improve?: Honestly I think back and don't think you should change a thing.

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MI

Truly phenomenal attorneys.. I could not be happier

I retained Dell and Shaefer’s law firm for my long term disability case management over 12 months ago. I am usually not one to write reviews on attorneys ; as my experiences in the past .. although not many .. have not been great. However, I truly cannot say enough good things about their firm. I am going through one of the most difficult mental and medical times of my life. I have received nothing but kindness, compassion and prompt responses to any questions or concerns I ever have about my case. Gregory Dell one of the owners has written me himself after hours to answer my questions and to reassure me on various aspects of my case. I honestly don’t know any other attorney who takes the time to do that. His entire staff , his paralegals Danielle, my other attorney on his team ..are all so incredibly helpful. I recommend their services to anyone who needs help navigating the incredibly difficult world on long term disability insurance claims. I never thought I would need to use my policy or have the medical issues I am currently dealing with. However, I can’t tell you how reassuring it is to have such a wonderful team of attorneys and staff helping me every step of the way. They have amazing testimonials on their site and I can tell you from my experience .. they are all true! I am truly grateful for their service.

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EE

Lifesavers

When accumulated disabilities from my MS made it impossible for me to continue as a Litigation Partner at my law firm (or, indeed, to hold any regular job), Cesar Gavidia helped me through the process of claiming benefits from my private LTD insurer. His work made it possible for me and my family to keep our house and to send our kids to college. He and his team literally were lifesavers for me. As a lawyer myself (specializing in a different area of law), I have high standards for legal services. Cesar surpassed all my expectations. His advocacy, professionalism, strategy, and advice were all top-notch. He successfully handled the considerable complexities of my case with integrity and efficiency. Billing was fair and appropriate; I never felt over-billed. His team of paralegals and other assistants were fantastic too. I also appreciate Cesar’s calm steadiness and empathy, which I really needed during this difficult time in my life. I will always be grateful to Cesar and his team, and give them my highest recommendation.

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JD

I have been extremely impressed working…

I have been extremely impressed working with Steven Dell on my disability claim. He has been completely professional throughout the entire process. I first realized this in our initial contact when he very clearly reviewed what information he would require from me and how he might be able to help in the process. This was confirmed during a follow up call after he had reviewed the copious documents I had forwarded. He had assimilated my complicated medical history and had a strong understanding of the cogent issues. He has been forthright in his advice which has been very effective. It has been very reassuring to me to have a competent and caring professional in my court to help assure my rights in this matter. I can recommend Steven Dell without reservation for legal advice regarding a disability claim

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CS

TESTIMONIAL

TESTIMONIAL I have been extremely impressed with the Law Firm of Dell & Schaefer. I submitted a form online and was contacted immediately by Mr. Jay Symonds. I explained my disability and the issues I was experiencing with my Long Term Disability Insurance and Mr. Symonds immediately confirmed why Dell & Schaefer was the perfect choice for me. I explained my situation and what I had experienced with LTD and Mr. Symonds immediately shared with me what he could do for me and for the first time in months, I felt at ease with what I was going through. Mr. Symonds immediately contacted the insurance company and was able to achieve in 1 day what I hadn’t been able to achieve in Months!! To say that Mr Symonds was my guardian angel would be an understatement. His knowledge and expertise enabled me to focus on the treatment that I needed. His staff was always very friendly and my questions were always answered in a timely manner. Throughout this journey, Mr. Symonds and his staff have become like family to me with their support and compassion. Mr. Symonds and Sonia Nogueira have shown empathy, respect and concern for my medical condition. It was refreshing to see my team of Legal Experts take immediate action when the Insurance Company continued to try and bypass the process. I could not have found a better team to represent me and I will always be thankful for their knowledge and expertise. I have nothing but tremendous respect for the office staff employed at the firm of Dell & Schaefer. Sonia always ensured my calls and emails were returned in a timely manner and were always available to answer any questions I might have. When you receive an answer to your questions on a weekend, you know you have made the right choice!!

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LT

I was a police officer for over 14…

I was a police officer for over 14 years with the same agency. I was hurt on duty and suffered career-ending injuries. I applied for long term disability and was approved but after two years I was denied based on the verbiage in the policy. My family was without any income coming in and I couldn't believe I was in this situation. I came across a video online with Gregory Dell and Stephen Jessup speaking about this very issue. I called Dell & Schaefer and they immediately started working on my case. Steven Jessup worked on my appeal letter and within six weeks of submitting the appeal letter the denial was reversed. Every team member that I had contact with was so helpful and so professional. Gregory Dell and Stephen Jessup treated me with civility and respect like I've never experienced. I have a bad habit of thinking of questions late at night or on the weekends. When I thought of a question I would send it in an email and I would always get a response within the hour no matter the time or day. I thank God for guiding me to Dell & Schaefer and I thank Dell & Schaefer for their knowledge and experience.

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AM

I first spoke with Mr

I first spoke with Mr. Jessup 5 years ago, and I immediately felt confident that he was the man and the firm for the job! He was very professional, and understanding, and knowledgeable about my case. He told me it wouldn’t be easy, but he would do his best. Steve and Sonia kept me informed throughout the process, and were always pleasant and positive about the situations that would arise. Cigna is a very large company and very difficult to work with as Steve informed me, but he was persistent and confident, and always had me and my families best interest in mind. Steve, not only were you my Attorney, but I consider you a dear friend. Thank you so much for all you have done for me and my family. I will definitely recommend you and Dell/Schaefer to all. In closing, I would like to give a shout out to Sonia, for being patient and responsive to my needs. Steve, one of these days I will take a trip to Florida and thank you personally. Kind Regards, Lenny Morales

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CR

“THE KING” of Disability Attorneys!!!

Gregory Dell has represented me for over ten years now, and he has been an Absolute Godsend!!! True to his original promise, he has gone above and beyond from the beginning to fight for me and protect me from insurance company approval delays and potential harassment, in order to get me the maximum disability benefits to which I am entitled....Stress and worry-free!!! Now I can focus on my health, and I have the security of knowing that I will be financially taken care of during this very challenging time... It’s MIRACULOUS!!! Greg was recommended to me by his peers as the “The Foremost Disability Attorney in the Country”, which is TRUE to this day.. Why? Because he is not only a Brilliant expert in his field, but he truly CARES about his clients, and he has a Heart for the unexpected health and lifestyle challenges they are facing. That is HUGE! When I relocated to another state, I was so impressed when Greg personally researched and found the Absolute Best Primary Physician for me - also new to the area - who now has become the most highly sought-after Doc within the local medical community. He is Top in his field , he truly Cares, and he takes a Personal Interest in the welfare of his patients.... An exact MIRROR of Greg! You can rest assured that Greg and his highly-professional, compassionate staff will assist you every step of the way as they service your claim over the long-haul with excellence and integrity, to ensure that you will receive the full benefits you deserve - efficiently, seamlessly and on time! They are a Joy to work with and have given me the Peace of Mind of knowing that my financial future is secure...Thank You so much, Greg AND Anneli! I am So Grateful and You are So AWESOME!!!

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DD

I had experiences with other Lawyer…

I had experiences with other Lawyer Firms in the past. I have to say this Firm excess all others. They keep me informed on a regular basis. If if I need information, they are prompt to give me the answers I need. I highly recommend them

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c

They gave me great legal service!!!

They gave me great legal service!!!

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M

I can't say enough wonderful things…

I can't say enough wonderful things about my experiences working with my attorney who is handling my case!!! Alex is amazing and so understanding of what it was like to be stressed out about losing my disability benefits. I want everyone who has been denied to know there is help and honest help!!! The best decision i have ever made!!!

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L

At a point where I had nowhere to turn…

At a point where I had nowhere to turn the attorneys gave me guidance and a very successful outcome. I am so grateful they're not done so I would be selling my house. the attorneys were always courteous and respectful and never once condescending

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P

I can highly recommend Dell and…

I can highly recommend Dell and Schaeffer law firm and expecially Alex Palamara, my disability attorney. They were professional, kind, careing which is helpful when you are having a difficult time. I felt like (and did) call or email anytime without feeling like I was bothering them. I will definitely give them a five star rating. They helped me immensely.

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GC

5 Stars for Attorney Steven Dell

5 Stars for Attorney Steven Dell After working w/ attorney Steven Dell on a disability claim, my advice would be to hire him BEFORE you do anything. He is a true expert. Whatever the cost of Mr. Dell's work, it will be made up for in your peace of mind, and your ultimate success in dealing with the insurance maze.

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J

Excellent representation and support provided with genuine care

No one ever wants to be disabled - it completely changes your life and also affects the people you love. Living with disability is extremely challenging and stressful which is why having the best legal representation is so important. But ‘the best’ doesn't just mean the ability to provide outstanding legal service; it also means providing that service with genuine care. Dell & Schaefer’s attorney Rachel Alters, along with paralegal Anneli DeCardenas, did everything possible to help get me the benefits I needed and have continued to support me over the last 6 years with skill as well as compassion. I am so incredibly grateful to them both and while I wouldn’t wish disability on anyone, I would absolutely recommend D&S to anyone in need of disability insurance representation.

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ms

Excellent service and attention

Excellent service and attention

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T

Greg Dell

The financial stress that comes with living with a disabling condition is significant. Even if you are fortunate to be covered by a private or company disability policy you never feel secure as your disability benefits are not guaranteed regardless of your condition. Greg Dell and his staff greatly understand this and will do everything in their power to protect you. Greg has represented me for the past five years. He is an incredibly diligent attorney. If you find yourself in the same unfortunate situation that I am in, I can’t think of anyone that would be a better advocate then Greg.

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M

Its simple...The Best!!!

Its simple, without them, I would have not only been rejected for LTD from my employer's insurance company (Prudential) but would have lost it numerous time due to their attempts at cancelling coverage They are caring and aggressive professionals who I would recommend to anyone eligible for disability insurance coverage.

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ME

I strongly recommend Dell & Schaefer.

I strongly recommend Dell & Schaefer to anyone in need of disability insurance representation. Since the beginning of our relationship, both Steven Jay and Gregory Michael Dell have been attentive to my needs and immediately responsive to my concerns and questions. I could not be more satisfied and pleased with their service and advice.

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F

attorney Steven Dell is very knowledgeable, we are very thankful.

attorney Steven Dell is very knowledgeable, we are very thankful.

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