Lloyds Bank Insurance
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Their branches are now a joke
Their branches are now a joke. Imagine going to Moorgate branch and be told you can't do any cash transactions, because they are now "digital" (whatever it means). You can't pay bills, you can't deposit cash (before you put a stupid reply, I'm aware of ATMs, but you need a card, also they doesn't support references, and luckily I don't have the account anymore), you can't convert currencies, you even can't pay someone who have the account at their branch, in general nothing that is useful. You can do more things (e.g. paying bills, transfers) at Post Office next door. Imagine in what kind of dystopian world we're living where you've to go to the grocery store to pay the bills, instead to the bank. I've stopped using them long time ago. I remember once I've came to one of their branch, instead of withdrawing (which was my original plan), they took my card and cut it in half, because the system told them to, and they didn't know why (and apparently it was my problem to figure out why by calling them). They used to be called Lloyds TSB, the split make it even worser. One of the worse banks in the UK. These new "digital" practises and refusal of regular simple transactions that people needs to do is a turning point of their future downfall. You can see it now, massive layoffs and branch closures (300+) in the past years.