Lloyds Bank Insurance
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They are shocking.
They are shocking. I've been with them 31 years and they reduced my credit card limit from £3100 down to £500. When I asked why, they said it was the credit reference agencies. I joined all 3 agencies, Equifax, Experian and Transunion (at a cost of £84. All wrote that my credit score was excellent. I submitted a DSAR to Llloyds asking for all my data. They never even asked an agency about me. I closed all my accounts and went to Barclays, who gave me an instant £6500 limit without knowing me. I detest Lloyds.