New York Life Insurance Company
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Claim likely denied and significant hassle
If you have group disability insurance through work and find yourself in need of it, BEWARE. You, and your poor doctors will be bombarded with forms and requests over and over again. They will claim not to receive documents, completely ignore things you say, dates will change on stuff you upload to their portal and of course it will be basically impossible to speak to anyone. They don't email because then you'd have evidence of their lies and shady. So anyone thinking of disability insurance, keep in mind that there is a good chance it will not actually be there when you need it and for certain the process will be beyond frustrating. I can say for sure this the worst company, if you can even call them that, that I have ever dealt with, and yes that includes the famous offenders comcast or verizon (random charges/fees anyone??) lol Just wait until you see how they twist and bend a simple thing like "you are considered disabled if you cannot perform your own occupation." Seem simple on paper, but they will pick it apart to the n'th degree. Like ok, you have a broken leg and had several surgery but like why does that prevent you from working.... like seriously, um maybe because the leg is broken.... and your doctors essentially become secretary to document your day to day life and issues to work