Collingwood Insurance Services UK Ltd
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Wish I'd looked on here first! Don't expect a refund if cancelling early.
Wish I'd looked on here first!! Took out the annual learner insurance policy. Daughter passed in under 6 months, so entitled to a 25% refund. Oh no! There's a hidden £70 "intermediary fee" that doesn't count as part of the premium, then a £40 "cancellation fee" that isn't referred to anywhere in the 40 pages of the policy document! There's a very brief mention of "Please note that any refund from us whether during or after the reflection period may be subject to a further cancellation charge levied by your insurance intermediary" ...but as I took the policy out direct with them one would assume that doesn't apply. But "direct" apparently isn't quite "direct" as they have their own intermediary subsidiary. Seems dishonest at best. So a warning folks - don't expect a refund. By my calculations, you'd only get something back if you cancel in the first 3 months!!! I suggest taking out a monthly policy...or better still, avoid them until they're more up front about their cancellation charges!