PSA Finance UK Limited
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Keep a 2 meter distance and disinfect everything after dealing with PSA
Was offered a car I could not afford at a point in life where my finances were too unreliable to take on such a debt. There was no credit check done, and the finance was issued to a person whose property didn't even exist. They lied on my application forms regarding my employment history, and refused to address the issue once it had became an apparent problem. After contacting the financial ombudsman and requesting a review of their lending practices, it was found that they had acted fraudulently, and as such have now been ordered to repay me everything I paid minus "fair use of the car" (about 120 a month), to also wipe my credit file of any negative information and to no longer persue any form of debt from me. Despite telling them countless times that they had acted unfairly they continued to tell me the debt was mine and I must pay it. These people are liars, they have terrible lending practices, and offer no duty of care to their customers on the slightest. Avoid like the plague, and save yourself 5 years of stress, bad credit scores and sleepless nights.