AU
AUTOPAY
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Bait and switch
Bait and switch! Do not fall into the trap!!! As many have stated, I fell for it too. I refused a hard credit pull until receiving assurances that my interest rate would be lower (agent’s name, date and time documented) only to be told that my interest rate would be the same or higher than my current terms. I filed a dispute with Experian to have the hard pull removed. I have no idea how or why AutoPay is rated so high. They are clearly unethical, and have no problems telling you what you want to hear only to have it negatively impact your credit score.