inCruises
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inCruises - well, it might not be a scam but be careful
Polish UOKIK it is a government institution that keep an eye on Companies to do not allow them to scam oridinary people and they have done a report - 26549 this is its number. They found some issues with Incruises. This is WARNING for customers provided by polish institution - You can find it on the intwernet and translate it using google translator. It states inCruises it may be a ponzi scheme. it consists in the fact that everyone pays a significant and fixed monthly fee, your money is exchanged for so-called: cruise dollars, the company Incruises adds the same amount that the customer pays so it sounds encouraging, with a $100 fee after a year you have *2400 cruise dollars for which you can buy a really beautiful trip BUT NOTE: YOU CAN ONLY PAY HALF OF THE TRIP WITH THESE CRUISE DOLLARS, YOU HAVE TO PAY THE OTHER HALF WITH YOUR OWN FUNDS. The strange thing is that the prices of the trips are "secret" i.e. you can only find out about them after joining the club. Another thing is referrals: if you refer three people who join the club and pay their subscriptions, you no longer have to pay $100 and the company pays it "for you" and additionally you receive another *100 cruise dollars - sounds great.. My rating is low, I was thinking about one or two stars but at the moment I think it would be quite unfair - this rating is to make you aware of certain threats, such as: what if more people suddenly start ordering trips? This could cause a sudden outflow of capital from the Company and I am already reading opinions that trips are inactive, which means that they cannot be purchased. Well - there are also those who stop paying for various reasons and those DO NOT RETURN THE MONEY, which is basically obvious - this money can only be used for a trip, which means that you have to pay continuously. If you stop paying, after two or three months you lose what the company "gave" you, these additional cruise dollars. The idea is generally worth considering, but if the company built capital on goods and not on "subscriptions" then it would be, simply, serious. It is also worth considering where the "wealth" of people who encourage us, potential customers, to join the club comes from - it is not the Company that pays them, but new customers. Addidtionally: if You pays $100 per month, so You will get $1200 after 12 months and additional $1200 from company but if You choose Your trip costs $2400, You still have to pay $1200 from Your own money so $2400 in total and additional $1200 of Cruise Dollars lasts for another "adventure" and Yes, it is encouraging but with $2400 You might get nice adventure with any other Provider. Well, consider that please.