Bank of India
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Avoid this lender at all costs
Avoid this lender. This has been one of the worse experience I had with any lender. We opened an application for a buy to let mortgage on a newly built property in a good area of Lewes. The property is already let for £1800 per month as an active asset. after months of asking all kind of documents and trying hard to meet all their ridiculous demands, they sent over the worst evaluation company, making me pay for this on the top of it. The surveyors company has the worst reviews in their industry, but this lender is still happy to work with them and mess with people's money, time and space. We have challenged the surveyor's report through the lender, as he added a lot of lies in his report, and we could prove that, but the lender denied the mortgage to me without any explanations. We have not received an answer for their decision and need to make sure that people are aware before they start an application with this bank. They will waste your time and money and if you don't have any of those to be wasted I would then suggest to move to a new lender. BTW, they charged me £720 for the valuation when the service actual cost was £250. After more than 2 weeks requesting the refund, we are still waiting for this to take place.