Daniel

Oct 3, 2023

Mixed Feelings

I applied for a debt consolidation loan which would allow me to have consolidated 5 credit accounts and save £300 a month. My application was unsuccessful despite having more than enough affordability post-consolidation to comfortably maintain the repayments. The underwriter I spoke to was pleasant and helpful although did come across as having a fairly negative approach to what she was doing. I would recommend applying but be aware of unrealistic stress testing!