DriveTime Car Sales
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Bankruptcy
Drivetime - Greenville,NC I contacted David via phone and informed him about my credit and bankruptcy. I was told that they can work with it and that I should come to see the car. So, my mom and I showed up there last Saturday, February 22nd, around 9am. I tested the car, and it was great. I liked it. So, I told him I wanted this vehicle. I'd like this vehicle. He took my application, and everything was fine until he said the bank needed 24-48 hours to review my application due to the bankruptcy on my credit. My bankruptcy attorney write a letter stating that I am able to purchase a vehicle up to $10,000 in principal amount before interest. At first, David said I wasn't able to get it because, with interest, it would go over $10,000. However, my bankruptcy attorney, already stated that it is the principal amount only, up to $10,000 before interest is added, which means we can get that vehicle. But David kept saying that the bank will need to review it again. Then he said the management team needs to discuss this. I have the down payment ready, and I can afford the monthly payments. I want to build up my credit in the meantime. I work full-time. If it wasn't for the bankruptcy on my credit, he'd probably let me purchase the vehicle. I feel that's a bit discriminatory against those with a bankruptcy. I am going through a divorce. I had to file for bankruptcy to save my house last year as a last resort. My car broke down, and transportation is very important for getting to work every day. I told them I could do the down payment, $3,000. I even tried to offer up to $3,700, but nothing worked out with David. I understand it's the bank, but people with bankruptcies should be given a chance to rebuild their credit. DriveTime should be honest and state that they don't work with bankruptcy clients to help them get a vehicle. If you have bankruptcy on your credit, don't waste your time! Don't make them run your credit applications!