Bread Pay
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SCAM
SCAM! Do not deal with Bread Pay!! I was making a purchase at a local furniture store where Bread Pay advertised 12-24 month - no interest. It took me and the store manager over an hour to complete the application through texting with Bread Pay! Within 5 minutes while still standing at the store counter, I learned through phone call and text that my interest rate was 14.99% for their “no interest” advertisement! I immediately replied that the purchase would not be made and to cancel my application but was informed that I couldn’t do that! The store manager called to inform them I was NOT MAKING THE PURCHASE and to cancel the application! I paid cash and left the store. Thankfully, I have my cash receipt and merchandise will not be delivered until tomorrow. I have received texts and emails from Bread Pay several times today giving me a total, first payment amount and date due! I googled customer service where I actually talked to something that “appeared human” claiming to be a supervisor. LuLu was her first AND last name and her broken English was terrible! She asking me “which credit card I wanted to talk about” then she just hung up!! I called the store and they are turning this over to the local store’s district manager’s department.