Bellco Credit Union
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They will destroy your credit score
Paid our Heloc down to zero; every payment was on time. Every statement after that showed $0 ending balance. However they reported us 30 days late and delinquent as they claimed we had a $7.92 balance. Never mind that our statements show $0 balance. Our credit rating dropped 85 points, from “excellent” to “good.” Bellco verbally told us we should have known we owed that money even though it is nowhere on any paperwork or statements. They refuse to fix this. Stay away from this credit union. Zero stars is not an option.