HMCA
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Advertised as cheap but not cheap at…
Advertised as cheap but not cheap at all. I've been with my current provider for 30 years and have always been happy with them, but at the last renewal my monthly premiums went up by £25 a month so i wondered whether HMCA might be cheaper. Not at all. Quoted price per month for their basic plan was £110 a month MORE than I am currently paying, and there are limits on the amounts you can claim for surgery, consultants etc. So despite their long waits on the phone I still rate Aviva worth staying with. I would suggest anyone considering private health insurance for the first time to get several quotes from different companies and compare benefits as well as costs. Also i am over 70 which does not seem to increase my premiums by a huge amount with my current provider, but it probably does matter to HMCA who just did the quote based on my application.