Protect Line - Life Insurance
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Not as good as it seems.
Nice enough on the 'phone although the script was a bit patronising. That's not unique to this company though. Since I took this policy out, the only correspondence I've received are two emails asking me to leave feedback. I have nothing telling me a policy number, or indeed, any info regarding the policy what so ever. I have cold feet already. It's a bit premature asking people to leave feedback before they've even made a payment. If I snuff it in 5 or 6 years well then I've got a good deal. If I last another 20+, well in all honesty it'll be a complete waste of money. If I do proceed with this, I'll do my best to come back from the grave and leave you some more feedback ! I wrote the above feedback yesterday. My policy documents were delivered about an hour after I'd posted the above. Having read the documents I will no be proceeding with this, it was NOT explained to me that "any proceeds from the policy will be paid direct to the funeral director." I havnt nominated one and was not asked. The policy provider will pay £1416 commission to protect line. That's about 25 months of my payments. Sorry I'm not happy with this. If I wanted a funeral plan I would have asked for one. My advice would be to read your paperwork carefully. Nothing was asked or explained to me about the payment going direct to a funeral director. ( Of protect lines choice). One of the first things I was told was that my first payment would be in 4-6 weeks. This is not the case, the documents tell me first payment approx sept 24th. Two weeks. So for me, despite all the good reviews, I'm not going ahead with this.