Xpress Loans 911
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Xpress Loans 911 LLC TO WHOM IT MAY CONCERN:
TO WHOM IT MAY CONCERN: I suggest that that Xpress Loans 911 LLC maybe operating in a gray area and or outside of North Carolina Law with no regulations or oversight??? See NC 66, Article 20, Loan Brokers referenced below. I've written North Carolina Governor Roy Cooper's office with my complaint against Xpress Loans 911 LLC and asked that office for clarification, review, and enforcement as they see fit. And telephoned Xpress Loans attorney and told her to file their case against me. The truth is not "defamatory and libelous." If you've been ripped off by this company let it be known and file a complaint. Email NC Gov. Roy Cooper/Contact Governor Cooper File a Complaint with the North Carolina Department of Justice (ncdoj.gov) 2019 North Carolina General Statutes Chapter 66 - Commerce and Business Article 20 - Loan Brokers. Article 20. Loan Brokers. § 66-106. Definitions. (a) For purposes of this Article the following definitions apply: (1) A "loan broker" is any person, firm, or corporation who, in return for any consideration from any person, promises to (i) procure for such person, or assist such person in procuring, a loan from any third party; or (ii) consider whether or not it will make a loan to such person. (2) A "loan" is an agreement to advance money or property in return for the promise to make payments therefor, whether such agreement is styled as a loan, credit card, line of credit, a lease or otherwise. (b) Except for mortgage loans as defined in G.S. 53-243.01, this Article shall not apply to any party approved as a mortgagee by the Secretary of Housing and Urban Development, the Federal Housing Administration, the Veterans Administration, a National Mortgage Association or any federal agency; nor to any party currently designated and compensated by a North Carolina licensed insurance company as its agent to service loans it makes in this State; nor to any insurance company registered with and licensed by the North Carolina Insurance Commissioner; nor, with respect to residential mortgage loans, to any residential mortgage banker or mortgage broker licensed pursuant to Article 19A of Chapter 53 of the General Statutes or exempt from licensure pursuant to G.S. 53-243.01(12) and G.S. 53-243.02; nor to any attorney-at-law, public accountant, or dealer registered under the North Carolina Securities Act, acting in the professional capacity for which such attorney-at-law, public accountant, or dealer is registered or licensed under the laws of the State of North Carolina. Provided further that subdivision (1)(ii) above shall not apply to any lender whose loans or advances to any person, firm or corporation in North Carolina aggregate more than one million dollars ($1,000,000) in the preceding calendar year. (1979, c. 705, s. 1; 1981, c. 785, s. 1; 1993, c. 339, s. 2; 2001-393, s. 4; 2008-228, s. 1