General & Medical
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Be very wary about joining them !
I was attracted to G & M because of competitive rates and cover. Everything fine until time to claim. On both occasions they initially refused my claim ( one was an impacted wisdom tooth which was clearly covered) which required many phone calls and weeks of anguish to convince them that my claim was legitimate .They insisted on obtaining fifteen years medical history because they didnt believe my GP's letter confirming that my second claim was not pre existing. After 6 weeks they finally approved the claim.Their culture appears to be built upon a 'try hard to disallow all claims' DNA. I would not recommend them to anyone.