Credit Versio
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Not reaching my goals
The software helped improve my score on some accounts. However, I used the Suggested Reason for the disputes and 5 accounts so far have sent letters stating that the info they reported is accurate and won’t be removed. Discover sent the statements so they called your bluff when you say to provide evidence or delete. My concern is those accounts are not being removed. I can’t qualify for mortgage financing with late payments on my credit report and I had a lender say that it takes time for them to fall off. I’m not wanting to wait until July of next year and subscribed to Credit Versio in August with the understanding it would only take 3-4 months. My goal is 620 or more with all 3 bureaus.