Debt Advisors of America
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I prefer this approach and it feels more ethical
I had been contacted by a different type of program before and it was not something with which I was comfortable. Though this program does not have as many creditors who can be included in the process, it helps to know that it is a government certified and approved process and that the creditors who participate are incentivised with tax credits etc. Sadly, the money that I save with the creditor who do honor the program will end up used to pay those who stubbornly refuse to participate and continue to gouge customers. Nonetheless, I am impressed with the counselor and with the welcome pack which helps me see a light at the end of this tunnel other than the train coming the other way. Thank you