Charter Savings Bank
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Great rates
The interest rate was my key reason for opening an account with CSB as it is very good. The initial process was straightforward. I got stuck in a 'verification' issue. However, once resolved things moved quickly. The Internet access is fine although, at this stage, there is no specific app. The security seems strong and certainly tests my memory. The only reason I have dropped one star is the speed of transferring funds back to my main account. Because of the slight delay, I have to keep some monies in a different account, paying less interest, for immediate access. We're only talking 24h or so but I do like to have some emergency funds instantly available.