AAA Life Insurance Company
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I applied for a term life insurance…
I applied for a term life insurance policy with AAA Life and was extremely disappointed by the underwriting process. Their system pulled lab and health information that was completely incorrect and did not match my actual medical records. The markers they used showed very poor health, which is not reflective of my real lab results, which are significantly better and documented. Because of this incorrect data, my monthly premium was raised dramatically, making the policy unaffordable. I was never given a clear way to challenge or correct the information before pricing was finalized. Using inaccurate health data to justify higher premiums is unacceptable and undermines trust in the underwriting process. I ended up canceling the policy because I could not move forward based on false information. I would strongly recommend that anyone applying verify exactly what records AAA Life is using before accepting a quote.