Starling Bank
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No regrets joining Starling
I have no regrets about switching to Starling! I had been with my previous bank for over 25 years but wanted to move somewhere more ethical. The switch was so easy I wish I hadn't put it off for so long! The spaces within your account are great for different saving pots. My two children also have spaces and their own Starling Kite cards, with no fees, so I could cancel their Go Henry cards. Only downside of the kid's side is that they can't add the Kite card to a phone 'wallet' they can only use the physical card. Another downside of the switch for me was that they wouldn't give me a small overdraft. No idea why! I only wanted a few hundred pounds for days when payments are going out, in case I miss a notification. My old bank always had this which gave me a chance to transfer money across etc to cover outgoing payments. As a result I missed one of my credit card payments one month due to insufficient funds, due to a missed Starling notification - which I was pretty annoyed about. A small overdraft would have sorted it and given me time to spot it and transfer some money from one of my starling 'spaces'. If I had the overdraft I would have given 5 stars!