Home Trust
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You're Going to Be in Big Trouble at the Time of Renewal
We had an absolutely nightmare experience with Home Trust for our mortgage. We initially signed a one-year mortgage with a 6.8% interest rate. During that year, there was a 0.5% rate cut in the market, but when it came time for renewal, Home Trust offered us an outrageous 8.04% interest rate. They knew full well that we were stuck and that switching lenders at this point would be nearly impossible. It felt like a trap, with no real way out. I would strongly advise against using them—be prepared to face big trouble at renewal!