William Richards

Jul 28, 2026

Never Good Enough

I had two loans with Happen Bank before their name changed from Lending Club They are still up to their same old unhappiness.... I faithfully paid two separate loans down to zero each month and each year Even with that being true, I frequently received glowing and optimistic teasers that praised me and encouraged me to apply for a new loan without a negative hit to my credit score It always looked like I had nothing to lose and my Life would just be Completely Blessed with a new loan Nope And yes ... That's still still the same Game of Rejection I didn't get to go to prom yet again 😨🥺