After 1 Year with Square, They Froze My Funds Without Warning
I’ve been using Square for over a year to run my small business, and I just hit my “Squareversary.” Out of nowhere, Square froze access to my funds — holding $4,000–$5,000 — with no prior issues or alerts. I’m a real small business owner, not some scammer or shady operator. I rely on this money to pay bills, staff, and operate daily — especially going into a busy weekend. I was told it could take 2–3 business days to review (not including the weekend), leaving me stranded with no access to my own earnings. This is completely unacceptable. There was no warning, no call — just a freeze that disrupts everything. I’ve been a loyal user, and this feels like a betrayal of that trust. Square needs to seriously reconsider how they treat real small businesses. If you depend on cash flow to operate, be cautious — this could happen to you with no notice.