Medigold Health
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Work in the interest of the employer and not the employee
My employer use Medigold for OH services. On applying and being turned down for Ill Health Retirement, following being off work for 5 years due to long term health conditions I have learnt Medigold hold no interest in supporting employees with long term health conditions to secure their pension early. Instead, they will make an inaccurate and misleading report about you to justify why your pension cant be released early. They dismiss important information and do not weigh up the evidence according to balance of probabilities. They are so confident in their ability to make a decision about your future, they feel they can do this just by conducting a paper assessment, without speaking to the unwell person. I, like another person who posted a review on here, have also seen the same language and sentences used in medical reports which makes you question whether you are assessed as an individual and in a unbiased way. It feels like there is an onus on the employee to prove, beyond all reasonable doubt, they could not maintain their job permanently until normal pension age. I am requesting a reconsideration, however, I hold little hope of the outcome. It is concerning that when you are suffering from ill health, you have to go through a process with such a power inbalance and Medigold control the narrative without speaking to the unwell individual.