Home Trust
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Terrible credit card that never works
Terrible credit card that never works. Everything is flagged as " fraud" and even after you verify/ confirm the charge via email AND text message the credit card STILL doesn't work. Their 24/7 customer service line only reports stolen cards and cannot do anything else. All customer service knows how to say is " please go to/ contact the bank in the morning during operation hours". Well this doesn't really help when you're trying to use your card overeseas or trying to make time sensitive online reservations. The only benefit of this card is it doesn't charge foreign transaction fees but the problem is it never works!