Zurich Insurance UK
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Avoid, especially if you have minor health issues
My claim was rejected on the basis that when I was 11-15 years old I had some health issues. I'm an adult now and my health is much better, which they didn't seem to consider at all. I thought to ask them to review my claim again but at this point I want nothing to do with this company. It feels like they only want to insure people with perfect health, but if, like me, you have anxiety or used to be ill in the past (even if it was over 10 years ago or when you were a child), they'll just decline your claim.