MLO - 78% on first attempt
Ppl would have to be insane to not take the test prep for the MLO exam. There is just so much material to know that unless you have first hand industry knowledge and experience, you have literally less than a zero % chance of passing. I was a little skeptical, concerned about the price given all the other fees, hours of additional studying taking and failing every single practice exam in the 60% range thinking it was over for me - no exaggeration. But, you absolutely have to trust the process and grind it out to figure out what you know and what you don't and keep at it. The prep material was far more thorough, exhaustive and difficult than the actual test in my opinion, but, I would rather have had it that way and be well prepared than purchase an easier, cheaper test prep course that spoon feeds easy questions, gives you a false sense of confidence and hope only to get destroyed on the actual exam. The only regret was I did it all in 1 full week before the exam when I should’ve given myself at least 2 weeks to study given the sheer volume of material. Good luck and trust the process!