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The TJX Companies
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TJX awful credit policy
It seems to me that TJX rewards bad credit behavior. I had a $8000 credit and it waw almost maxed out due to a small business startup. I recently paid off a big chunk of $6000. Instead of encouraging me to keep paying down the card, they dropped my credit limit to $1900 and hit my credit because I am almost maxed out. This type of credit decisions are wrong and it hurts their reputation. I wish I never had opened an account with them. If I close the account it will hurt my credit even more. Too bad! These financial institutions have too much control and can easily damage or destroy people's credits.