Simple Credit
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Potential scammers?
BEWARE! I am afraid I gave access to my bank account to scammers. I first contacted simple credit to inquire about a loan as they advertised 8% APR so it seemed interesting. My bank offered me 10% so I thought I could possibly save money with an alternative lender. They website states basic criteria to meet to be approve: age 18+, being Canadian, not being in the process of bankruptcy and making more than $1200 monthly. I sent a request, expecting to be approved and curious to see what the conditions of the loans were. For the record, I am well over 18, I’m born and live in Canada, I have never made bankrupt/proposal ever, my FICO score is over 700 as of January 2024 and my income, easily verifiable, is stable and way over the $1200. I received a message that my request was denied. I asked for clarifications by sending multiple emails and was ignored. I feel they may collect informations from people with too good to be true offers. I changed my bank login info to make sure they are unable to access my account.