Leap Credit
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Trying to collect on false loans
I never initiated a loan with this company. In 2021 I began receiving emails and letters showing a payment plan for a loan. Upon contacting I was told that it was a two year old loan and they are collecting now post covid. I disputed directly with Leap Credit. They informed me funds went to a 5 years old and closed account number of mine. They informed me for them to stop collection I needed to dispute with credit agencies. I couldn't, it's not valid or on my credit. I went back and forth with them on a few phone calls, to no avail. Then an email was sent linking to their website with automated settlement options. I weighed the time and cost of court to fight the fraudulent loan and realized I could settle for much less ($200-ish dollars). So I begrudgingly took that option. Received a confirmation of loan PAID OFF and yet two weeks later leap credit reaches out with another email stating my loan is active (for a new amount, mind you) and still showing old closed account info. Scammers if you ask me....