Wescot Credit Services Ltd

1.831858407079646 out of 5 stars
1.8
Poor113 reviews

TrustScore

1.8
1.831858407079646 out of 5 stars
Poor
5 out of 5 stars
22
4 out of 5 stars
1
3 out of 5 stars
0
2 out of 5 stars
3
1 out of 5 stars
87
113 reviews in total

Review summary

Wescot Credit Services Ltd has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

Featured Reviews

4/4 slots
POPULAR
1 out of 5 stars
1/5

Pure and total harresment

Pure and total harresment

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0
🔥 High engagement
POPULAR
1 out of 5 stars
1/5

I am being harassed these days by these…

I am being harassed these days by these scammers, claiming I owe Yorkshire Water, they had no previous address of mine a...Read more

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0
🔥 High engagement
POPULAR
1 out of 5 stars
1/5

Always seem to pressure you into paying more money

My experience is based on multiple dealings with Wescot. Every 6 months they insist on updating your file with an afford...Read more

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0
🔥 High engagement
POPULAR
1 out of 5 stars
1/5

No compasion, dont listen, read off a script

I answered a phone call as my wife has a debt. I said i want togive you an apdate on my wife. I said she is seriously il...Read more

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0
🔥 High engagement

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tanmay g
tanmay g
1 reviews
6 months ago
5 out of 5 stars

Genuinely a pleasant debt collection company

Very pleasant company with kind staff. Paying debts is never fun, but they make it easy for you, with helpful staff. Big thank you to Stuart in particular who set up a payment plan for me despite there being a faulty line.

Helpful?
6 months ago
1 out of 5 stars

They are legit they contacted me about…

They are legit they contacted me about a Paypal debt which I forgot to pay once paid they stopped calling But they should be reported for harassment they called me 8 times in one day Bit of a scummy company really

Helpful?
K E
K E
1 reviews
8 months ago
1 out of 5 stars

Absolute morons 😂😂😂😂 trying to scam me…

Absolute morons 😂😂😂😂 trying to scam me by keep calling press one for so and so press 2 if you’re not them 😂😂 dumb dumb dumb such clowns go get a proper job!! 😂😂😭😭😭😂😂😅🤣

Helpful?
Kaz
Kaz
1 reviews
8 months ago
5 out of 5 stars

Sam from wescot

Sam was very helpful and talk me through everything on the phone and got my Account sorted, great customer service 10/10

Helpful?
jason
jason
1 reviews
9 months ago
1 out of 5 stars

I've had a random direct debit applied…

I've had a random direct debit applied to my bank account this evening without my consent, to my knowledge I have no debts. I'll be calling my bank in the morning about this to figure out who this company is trying to set up direct debits without my consent.

Helpful?
JANE
JANE
1 reviews
9 months ago
1 out of 5 stars

I checked my bank account and found a…

I checked my bank account and found a direct debit had been set up on my account and I have not received any mail from them. I have cancelled the direct debit and sent an email to explain that I have an IVA in place. This has seriously affected my mental health.

Helpful?
Kaz
Kaz
1 reviews
10 months ago
5 out of 5 stars

Karen was so helpful and explained…

Karen was so helpful and explained everything to me and so friendly great customer service if I could give 100/100 I would

Helpful?
Stuart
Stuart
1 reviews
11 months ago
1 out of 5 stars

This is now harassment and cruelty - why is this legal?

This is now harassment. I am worried, and it's torturing me at night. They keep sending messages to call them but do not accept replies via messages, they say they've sent letters, which isn't true. I am worried for my safety, and this is so stressful. I have emailed them directly several times with no response. They do not have a freephone number, so I would pay full price. I did speak to someone, but she just procrastinated, knowing I was paying.

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J.Williams
J.Williams
1 reviews
12 months ago
1 out of 5 stars

Wescot chasing a debt to someone who has never lived at my address

I can relate to many of the previous reviews about Wescot, I received five letters in 2023 to my address chasing a debt owed to Aqua Credit Card by a person who had never lived at my address and was completely unknown to me, after contacting Wescot I received an apology and that they would amend their records. Nothing happened for about a year, then I received an automated call from Wescot, that the same person owed money to Barclays Bank. I did not reply to the phone message, but blocked the number. A couple of days later, I received a letter from Wescot, chasing the debt owed to Barclays Bank, I immediately phoned them and complained about what had happened the previous year and again in 2024. They promised to amend their records so that it wouldn't happen again, I requested they email me with proof of their actions - no email received, and they refused to re-send it. I put in a written compaint to Wescot, and they replied saying "they had acted appropriately" I then decided to send all the evidence that I had gathered to the Financial Ombudsman, and I have just received an email rejecting my complaint - surprise, surprise !!! I have given Wescot a 1* review, would have preferred a minus 5* but its not possible

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Mark Gray
Mark Gray
1 reviews
12 months ago
1 out of 5 stars

I had a text message followed by an email from Wescot SCAMMERS

I had a text message from these scammers claiming to be acting on behalf of Paypal, and they said that they had been given control of my Paypal account and they needed me to contact them. They also went on to say that they would email mail me more details in the next few days. Well that email has arrived and there are, surprise suprise, less details and they don't mention Paypal in their email at all. So got to be some sort of scam. And by not mentioning Paypal, it doesn't look like the phishing email that it actually is. So I have reported the text to Paypal security and I have forwarded the actual email to phishing..paypal.uk because it is a scam, even moreso , given that there is nothing wrong on my Paypal account when I logged directly in. So big bunch of SCAMMERS based in a PO BOX in Huddersfield.

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Edward Fenner
Edward Fenner
1 reviews
about 1 year ago
1 out of 5 stars

Evil company

Evil company. Had thirty six changes of staff, five charges against the firm by various banks over the years. Demanding and starting to threaten still for a debt that isn't owed, doesn't exist and that they haven't been asked to act for the company they say I owe. Search on Linked In for my post about them. They ought to be named and shamed. Their active Directors have been named on Linked In...

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Greg Grimer
Greg Grimer
1 reviews
about 1 year ago
1 out of 5 stars

Scumbuckets working for PayPal

Scumbuckets working for PayPal. Ignore their stupid threats. They have to take you to court, and win, in order to get the money they claim you owe. They will never go to court because they are an American company based out of Luxembourg. Costs them more to take you to court that they would recover. Wescot are just chancers who hope to trick or scare people into paying the money.

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Philip
Philip
1 reviews
about 1 year ago
5 out of 5 stars

Positive experience just now, Philip.

Positive experience just now, Philip.

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Darren Kent
Darren Kent
1 reviews
about 1 year ago
1 out of 5 stars

Spam calls from Wescot Credit Services Ltd

Wescot Credit Services Ltd called my business line when I or my business has no dealings with them whatsoever. We've never even heard of them before. Spam call. Reported to the ICO.

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about 1 year ago
1 out of 5 stars

Morally defunct practices.

I fear that the persons in charge of Wescot Credit Services have lent themselves to be the culmination of every failure of ethical, business and administrative practice. I do not say this lightly. I have dealt with this company before, and my previous experience around 2020/2021 was pleasant. I have, however, received countless letters regarding a PayPal debt; the same PayPal account which was settled in 2021. Wescot no longer hold details of previously settled debts on their database which leaves a gaping hole that the consumer (and the poor customer service advisors) must apparently fill. Telephone advisors were not able to locate the previously settled debt, or give me any information as to when the "new" debt was assigned to Wescot. I am now left with no other option but to report the entire company for fraud and malpractice by way of gross negligence, and to feel sorry for the poor employees who have to bear the brunt of the consequences for the failures of the higher-ups. Do better Wescot.

Helpful?
over 1 year ago
1 out of 5 stars

I have a debt with Marbles credit card…

I have a debt with Marbles credit card which i pay every month without fail. I get a letter from Westcott saying I was in arrears, Marbles confirmed they had received the payment on time, my bank confirmed that it had indeed been paid. So I contacted Westcott and inform them, all sorts of excuses are wheeled out. They are beyond pathetic, probably the worst company I have ever dealt with, not fit for purpose, companies like this should be shut down!

Helpful?
over 1 year ago
1 out of 5 stars

SHOCKING COMPANY, they should be SUED!!

I paid off a debt with T-Mobile to Wescot IN FULL with bank statements as proof over 10 YEARS AGO!!!! It is 2024 and this incompetent bully of a company SOLD the debt to TWO debt companies: Lowell and Overdales solicitors AFTER paying them. I have NEVER had a debt in my life apart from this years ago and was issued a CCJ! I am SO MAD! All 3 companies are trying to bully and scare me to pay £400+ for something I DO NOT OWE. I can’t believe this is happening in 2024, all the reviews are proof. Today an incompetent lady called GEMMA emailed me to say they are unable to locate my account… IS THIS FOR REAL?!? I have sent my bank statement, if I receive the same ridiculous email AGAIN, I will pay money to sue this company for all the damages, harassment and incompetence.

Helpful?
reviewer
reviewer
1 reviews
over 1 year ago
1 out of 5 stars

this is an awful organisation

this is an awful organisation, are they even legit? Well i’m not even 18 yet and they have been calling me for 2 years constantly saying i owe debt, I block them and they seem to always get a new number? They’re harassing me and claiming me to be someone i’m not, naming me a man under another name. LEAVE ME ALONE!!

Helpful?
customer
customer
1 reviews
over 1 year ago
5 out of 5 stars

By far, the most respectful debt company out there

By far, the most understanding and respectful debt company I have dealt with. I had a bounced payment sent to Wescot, both representatives I spoke to were friendly and helpful. Many other debt companies need to take a leaf out of Wescots book. Thank you for your help and understanding.

Helpful?
MARTIN SCOTT
MARTIN SCOTT
1 reviews
over 1 year ago
5 out of 5 stars

Top Drawer Service

Samuel at Wescot was very kind, very friendly and very professional. He made all the right noises and pushed all the right buttons for me. So happy to be with Wescot, they put my mind at rest!

Helpful?

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