Having used TID previously when I did have to make a claim after having my pocket picked, I had no hesitation in insuring my holiday to Korea with TID again.
I was really impressed with the Tripwise app that I was able to download onto my phone. It provided a wealth of useful information about Korea's people, tourism highlights, internal travel tips, maps, etc.
Although I was anticipating that there may be a bit of inert racism after looking through Tripwise (which as an 'intruder' I can easily grin and bear), I was surprised to find just the opposite. People in hotels, shops, underground, tourism spots, etc. could not have been more helpful. Every time I stopped to refer to my street map, I was guaranteed to have at least a couple of locals offer to assist me - even to the extent of going out of their way to walk me to a particular restaurant or shop or whatever (then maybe it was my irresistible charm that won over the locals!).
Happily, I did not have to make a claim on TID this time.
I will certainly be using their insurance for future trips.