ME
Metro Bank
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Terrible online system and no real benefit
Opened this account because it was one of the few banks that was in my small town and have hated it since. The app is okay but anything but your most basic functions (including seeing your own statements or card info) it sends you to the website. Now their website has the most ridiculous Four-factor authentication and is nearly impossible to get into. And it will lock you out and require an in-building visit. There’s also little to no benefit from choosing them. No saving tools or investment tools or any other perks. I couldn’t even get a credit card with them after banking responsibly for four years but had multiple other offers. I have moved recently and am beyond thrilled to switch.